Business Insurance

Customized insurance and risk-reduction programs help you operate more efficiently.

Businesses throughout New England rely on us to provide custom insurance programs designed to reduce their total cost of risk and make them more attractive to the insurance marketplace. We do more than place your business with superior insurance companies at a competitive price; we work with you to create long-term risk-reducing services specifically for your operations.

Whether your business is a sole proprietorship, a large corporation with hundreds of employees, or a municipality, we offer a full range of business insurance products to help you meet your goals. All with the objective advice you need to make an educated decision.

    Physical damage and liability coverage for single autos to large fleets

    A guarantee to perform, common bonds include Surety, Contract, Judicial, Probate, License, and Permit Bonds.

    Covers a building and materials during construction.

    Replaces lost income and pays continuing expenses while your business is being put back together after a covered loss.

    Usually designed for small and medium sized businesses, a BOP packages many essential insurance coverages on one policy.

    Indemnifies your business from embezzlement or theft by employees, forgery, electronic theft, theft of cash or securities by someone other than an employee or damage to your building or property caused by a burglary.

    Covers a range of loss exposures including damages due to loss or theft of client data, introducing a virus into another business’ network, and email transmitted libel.

    Protects the personal assets of the directors and officers of for profit and nonprofit companies against lawsuits for negligent or wrongful acts.

    Visit employee Benefits section.

    Covers a broad range of claims or lawsuits brought by current or former employees or employee candidates including sexual harassment, wrongful termination or discipline, wrongful failure to promote or hire, emotional distress, discrimination and invasion of privacy.

    Covers a broad range of claims or lawsuits brought by current or former employees or employee candidates including sexual harassment, wrongful termination or discipline, wrongful failure to promote or hire, emotional distress, discrimination and invasion of privacy.

    A type of professional liability insurance protection for liability claims resulting from damages due to failure to perform some duty for which you were trained or represented some specific expertise.

      Higher liability limits over those that can be purchased on standard policies.

      Coverage for you and your business from claims and lawsuits that might occur in the course of operating your business.

      Specialized insurance designed for your unique or special business property.

      Protection against losses from lawsuits arising from the sale or serving of liquor.

      Specialized coverage that protects all aspects of a nonprofit organization, including property, auto, employees, volunteers, independent contractors and medical professionals.

      Protection for ocean-going vessels and their cargo.

      If you are in the business of supplying, selling, or providing a repair service, you can be held liable for damages due to injury or loss related to that product.

      If your business or profession requires specialized knowledge, and you provide service or counsel based on that knowledge, you could be a target for a lawsuit not covered under standard commercial liability insurance.

      Coverage for your buildings, furnishings, inventory, equipment and other business personal property in the event of a loss.

      Covers a broad range of claims or lawsuits brought by current or former employees or employee candidates including sexual harassment, wrongful termination or discipline, wrongful failure to promote or hire, emotional distress, discrimination and invasion of privacy.

      Protection from claims arising from events not covered in your general liability insurance policy.

      Coverage for your employees who are injured on the job and for your business if you are found liable for an employee’s injury or illness.